A lot of struggle, whether it's paycheck to paycheck or right now with the holidays or maybe gas and the inflation of everything has got your wallet empty? Here are 8 "habits" to try and get into if you're tired of being broke all the time. Discover why you're broke: If you want to fix your situation (if it's possible to fix) you need to get to the root of the cause. Is it an income problem, a spending problem or both? The only way to save money is to spend less than what you earn, meaning decrease your expenses or increase your income. 2. Stop paying interest on debt: Have you heard of a balance transfer credit card? Break up with your interest on your other cards and get out of debt faster with the balance transfer card. YOu transfer all of your credit card debt to one of the balance cards. This gives you ONE payment a month and the interest rate on it could even be significantly lower. You will pay no or low interest for 12-18 months (depending on your cr