Hello 2022!! I do hope this year is kind to everyone.
What better way to start off the new year than trying to save yourself money? Below is a list of great tips to get you going.
Establish a budget
Set savings goals
Try the 52 week money challenge
(link will be in the bottom
of this post)
Save part of your paycheck; use the 50/20/30 budget.
50% of your check goes to essentials, 20% of your check
goes to savings and the 30% goes to personal needs.
Put your bills on autopay
Match your spending with saving; this is a great tip for
when you buy non essential items for example that
Starbucks latte. Whatever you spend on that non essential item,
put the same amount into your savings.
Choose your credit card wisely
Try different apps to help save you money
Upgrade your bank account; if you aren't getting much
interest from your savings, consider transferring the
balance to a high yield savings account.
Stick to your bank's ATM
Look for multi-policy insurance discounts
Buy household items in bulk
Prep and cook meals at home
Grow your own food
Stay inside instead of going out
Buy generic brand items
Always, always compare prices
Take advantage of shopping apps
Sell items you don't want or use
Evaluate subscriptions and memberships
Create your own home gym
Switch your light bulbs out and use LED
Unplug appliances that aren't in use
Shop around for gas on gas buddy
Change your car's air filter
Enjoy free activities vs paying for going out of the house.
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