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How to Help You Save in the New Year


Hello 2022!! I do hope this year is kind to everyone.

What better way to start off the new year than trying to save yourself money? Below is a list of great tips to get you going.


Establish a budget


Set savings goals


Try the 52 week money challenge

(link will be in the bottom

of this post)


Save part of your paycheck; use the 50/20/30 budget.

50% of your check goes to essentials, 20% of your check

goes to savings and the 30% goes to personal needs.


Put your bills on autopay


Match your spending with saving; this is a great tip for

when you buy non essential items for example that

Starbucks latte. Whatever you spend on that non essential item,

put the same amount into your savings.


Choose your credit card wisely


Try different apps to help save you money


Upgrade your bank account; if you aren't getting much

interest from your savings, consider transferring the

balance to a high yield savings account.


Stick to your bank's ATM


Look for multi-policy insurance discounts


Buy household items in bulk


Prep and cook meals at home


Grow your own food


Stay inside instead of going out


Buy generic brand items


Always, always compare prices


Take advantage of shopping apps


Sell items you don't want or use


Evaluate subscriptions and memberships


Create your own home gym


Switch your light bulbs out and use LED


Unplug appliances that aren't in use


Shop around for gas on gas buddy


Change your car's air filter


Enjoy free activities vs paying for going out of the house.


52 Week Challenge Link





 

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